Services
Fractional CFO Services in Singapore
Experienced, commercially focused finance leadership for growing Singapore SMEs and regional businesses. Sivora Paige Advisory helps owners improve cash flow, profitability, forecasting and management decisions without hiring a full-time CFO. Led by Szu Ping Chan, with over 22 years of senior finance and advisory experience.
Entry Point
Finance Health Check
- Financial controls & process review
- Management reporting review
- Cash flow & working capital assessment
- Statutory & audit-readiness check
- Findings report & prioritised roadmap
Ideal for a first engagement, or pre-audit / pre-fundraise preparation.
Lead
Fractional CFO / Finance Director
- CEO / owner advisory
- Budgeting & rolling forecast
- KPI & management reporting
- Cash flow & treasury
- Finance team leadership
Ideal for businesses that need continuous senior finance leadership.
Transform
Project Advisory
- Financial modelling
- Audit-readiness preparation
- Process restructuring
- Fundraise support
Ideal for defined-scope work with a clear start and end.
Transition
Interim Finance Director
- Full ownership of the finance function
- Continuity of close & reporting
- Hiring & onboarding a replacement
- Structured handover
Ideal for covering a resignation, leave, or transition period.
Lightest Touch
Board & Investor Advisory
- Pre-board review of accounts & KPIs
- Investor update drafting
- Sitting in on Board meetings
- Ad hoc technical accounting advice
Ideal for a second pair of senior eyes before the Board sees the numbers.
Sector Depth
Shipping & Maritime Finance
- Vessel & trade financing
- Hedge & FX management
- Multi-agency, multi-currency reporting
Drawing on direct experience across global shipping, offshore marine and maritime technology businesses.
The Path
A Simple Client Engagement Ladder
Step 1
Diagnose
Finance Health Check — a fast, focused read on where things stand.
→
Step 2
Lead
Ongoing advisory retainer, embedded at the pace your business needs.
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Step 3
Transform
Deeper support for transactions, transformation or capital raises.
Pricing is scoped to each engagement. Get in touch and we'll talk through what fits.
Finance-Led Growth Support
Government Support, Financing & Incentives
I help owners identify relevant grants, financing schemes and incentives, then connect them to the business case, cash flow and funding plan.
Identify
Opportunity Review
- Screen relevant EnterpriseSG, MPA and other schemes
- Match support to planned investment or growth
- Highlight eligibility and timing considerations
Quantify
Business Case & Funding
- Project cash flow and funding requirements
- Model ROI, payback and scenarios
- Assess grant, financing and internal-funding mix
Coordinate
Application Readiness
- Prepare financial information and supporting analysis
- Coordinate with banks or relevant specialists where required
- Support implementation tracking after approval
Important: I am not an EnterpriseSG-accredited management consultant or a grant agent. My professional fees are not represented as grant-claimable. Where a scheme requires an approved consultant, vendor, bank or specialist, I work alongside the appropriate party. All support is subject to current eligibility, application requirements and agency/bank approval.
Frequently Asked Questions
Questions Business Owners Often Ask
Practical answers about fractional CFO and Finance Director support for growing businesses.
A Fractional CFO or Finance Director provides experienced senior finance leadership on a flexible, part-time basis without hiring a full-time executive. Sivora Paige supports business owners and management with cash flow, forecasting, financial performance, reporting, financing and finance transformation, working alongside an existing accountant or finance team where appropriate.
My focus is on senior finance leadership, decision support and commercial finance rather than routine transaction processing. I work with your existing finance team, accountant, tax adviser or outsourced provider where appropriate.
I primarily support growing SMEs, founder-led and family-owned businesses that have reached a stage where financial complexity is increasing but a full-time Finance Director may not yet be necessary.
No fixed long-term commitment is required for every assignment. Engagements can range from a Finance Health Check or defined project to a recurring Fractional CFO retainer. For ongoing support, we agree the scope, monthly capacity, deliverables, fees and contract term in advance.
I can help identify relevant financing, grants and incentives, assess their financial impact, prepare budgets, forecasts and business cases, and support discussions with banks or relevant specialists. I am not a grant agent or an accredited management consultant for grant-funded consultancy work, and my professional fees are not represented as grant-claimable.
Yes. I can help management assess funding requirements, prepare cash-flow forecasts and financial information, review financing structures and support discussions with banks. Approval and lending terms remain subject to the bank's credit assessment.
No. I work with growing SMEs across sectors. Maritime and shipping is a specialist area where I bring additional direct experience in vessel financing, hedge accounting and shipping agency operations.
Yes. I can work alongside your internal finance team, outsourced accountant, tax adviser, auditor or other professional advisers. My role is to strengthen the finance function, improve decision support and provide senior-level guidance without unnecessarily replacing existing resources.
Typically when the business is growing, cash flow is becoming harder to manage, reporting is not giving management enough insight, financing is needed, the finance team requires stronger leadership, or a major project such as expansion, system implementation or restructuring is approaching.
The first conversation is usually a practical discussion about your business, current finance challenges and priorities. I will ask questions about cash flow, reporting, profitability, financing, systems and your finance team, then identify where senior finance support could add the most value. There is no obligation to proceed.
Let's Have a Conversation
No pressure, no obligation — just an honest conversation about where your finance function stands today.
Get in Touch